City of Johannesburg launches Debt Relief Programme Phase 4: What residents and businesses need to know
City of Johannesburg launches Debt Relief Programme Phase 4: What residents and businesses need to know Johannesburg — The City of Johannesburg (CoJ) has opened a new window of relief for customers struggling with mounting municipal arrears, rolling out Debt Relief Programme Phase 4 (2025/2026) — an intervention aimed at helping qualifying residents, businesses and organisations reduce long-standing debt while restoring payment compliance. Running from 1 November 2025 to 31 October 2026 , the programme offers significant concessions, including up to a 50% write-off of qualifying municipal debt and a 100% waiver on interest and certain penalty-related charges , provided applicants meet the City's conditions and commit to a structured repayment plan. Why the City is offering debt relief Municipal debt has become a growing pressure point for both households and enterprises across Johannesburg, driven by a mix of economic strain, billing disputes, service interruptions and...








